Our management team developed strong criteria for partnership candidates. The ideal bank candidate for a partnership with VCMB is looking either to enter into the residential mortgage banking business from the ground or to take its existing mortgage banking platform to the next level.

Years of practice and experience in mortgage banking sphere helped me to form list of criteria for banks to cooperate with: 
Have a CAMELS I or CAMELS II rating of banks

Risk-based capital rations and bank's core must indicate proved capitalization comparative to the bank's peer group

Management structure have to include Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation

Show strong relationship with bank's regulations

Have successful team of managers

If you are looking looking to learn more about residential mortgage banking visit Calvin Hamler company website.